Federal bankruptcy data shows that filing for Chapter 13 is far from a guaranteed fresh start. In 2023, courts dismissed 96,188 of the 201,564 consumer cases that ended through dismissal or plan completion, or nearly 48%. In the Eastern District of New York, courts dismissed 3,226 of 3,546 closed cases, pushing the rate above 90%. The numbers come from the government's free annual statistical report.
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